Our goal is to win your trust and your case.
After an accident that left you injured and / or your property damaged, it's normal to file an insurance claim for compensation. While the majority of insurance claims are honored by the insurance companies, not all of these claims are redeemed as they should be.
While insurers have a genuine and legitimate need to avoid wasteful spending, many insurers often do act in bad faith while attempting to save money on each and every claim. In the legal field, we refer to such incidents as matters of "insurance bad faith."
Examples of Insurance Bad Faith
Common ways insurance companies act in bad faith:
- Sometimes, insurers will deny meritorious claims in order to improve its bottom line.
- Sometimes they will interpret policy language in a manner inconsistent with the interests of the insured, and the intent of the coverage purchased by the insured.
- On occasion a carrier may use outright fraud to conceal and withhold rightful benefits that are due to the insured.
Laws have been established to protect policyholders and to force insurers to pay the benefits due. Courts will, when warranted, award the victims of insurance bad faith legal expenses and punitive damages. If you have a valid claim that was denied or unnecessarily delayed, please don't wait to contact Mayerson Injury Law, P.C.
Types of Insurance Claims We Handle
At Mayerson Injury Law, P.C., we handle all types of first-party injury insurance claim disputes, including:
- Auto insurance disputes
- Health insurance disputes
- Homeowners insurance disputes
- Underinsured motorist claim disputes
Backed by two generations of experience handling insurance dispute claims in Southeastern Pennsylvania, we know how to effectively address cases of this nature. Furthermore, we are intimately familiar with the local insurance company representatives in our area, all of whom know that we are not willing to settle any of our cases for less than their full and fair value.
We are ready to negotiate directly on your behalf to help you get the maximum settlement you deserve. If, after our initial efforts, your insurance company still refuses to play fair, we can take the matter to court. Our skilled trial team is not afraid to aggressively defend your rights before a judge and jury.
What Is Considered Insurance Bad Faith?
Bad faith is any frivolous or unfounded refusal to pay proceeds of a policy. It is not necessary that the refusal to pay be fraudulent. However, the conduct of the insurer must be shown to be more than mere negligence or bad judgment.
How to Prove Your Insurance Company Is Acting in Bad Faith
Although sometimes difficult to define in every case, our Courts have approved the following summary of the law on insurer bad faith to be read to a jury, by the trial judge, as an instruction on the law of insurer bad faith:
Under the law, an insurance company must act with the utmost good faith and fair dealing toward its insured, and treat the interests of its insured at the same level that it treats its own interests. This heightened duty arises because of the special relationship between an insurer and its insured and the nature of the insurance contract.
An insurance company acts in bad faith if it:
- Does not have a reasonable basis for what it does
- And knows or recklessly disregards its lack of a reasonable basis
Get Started on Your Claim with Mayerson Injury Law, P.C. Today!
Has your insurance provider acted in bad faith? Was your claim denied without a reasonable basis? Mayerson Injury Law, P.C. can review your case to determine if the insurance company intentionally disregarded your claim without a reasonable basis. In such circumstances, we are prepared to take the matter to court if necessary.
Our insurance bad faith law firm operates on a contingency fee basis, which means that you don't pay until we've successfully obtained a favorable verdict or settlement on your behalf. We make ourselves available 24/7 for victims of insurance bad faith who are looking for legal representation.
Even though the insurance company gave us the run around, Ben was able to make sure he obtained a settlement for me in the end.Erik K.
Not only did Ben resolv the claim with all parties quickly, he got me a settlement for above and beyond what I thought possible.Kris
They went over and above having my files reviewed and kept me aware of their progress.Constance S.
We are not a big box law firm operating on volume, assigning cases to inexperienced lawyers
Record Breaking Results Dating Back to 1963
Largest Insurance Bad Faith Verdict in Pennsylvania History, Entered by a Trial Court Judge Sitting as the Fact Finder
We are Pottstown's preeminent personal injury law firm with over fifty 5-Star Google Reviews from real personal injury clients
We are a boutique law firm with decades of experience battling insurance company tactics
You Won't Pay Unless We Recover Compensation For You
If You Can't Travel, We Will Come to Your Home or Hospital
We Offer Free & Confidential Case Evaluations
Navigating Festive Roads: A Guide to Avoiding Holiday Driving HazardsRead More
Your Spine and the Impact of an InjuryRead More
TBI Symptoms by SeverityRead More
What Does 51% Comparative Negligence Mean?Read More
What Is the Value of Emotional Damages in a Car Accident?Read More
Car Accidents and PTSD: 4 Ways to Cope with Emotional TraumaRead More
Tips to Prevent Distracted DrivingRead More
Does Music Make You a Worse Driver?Read More