Pottstown Car Accident Lawyers
Nationally Recognized Firm. Available 24/7. Call (610) 492-7155.
Were you or a loved one injured in an auto accident? With the help of a Montgomery County car accident attorney at our office, you can seek financial compensation to help you move forward. We have been serving the greater Southeastern Pennsylvania areas since 1963, during which time we have successfully obtained million-dollar settlements and verdicts for our car accident clients.
Mayerson Injury Law, P.C. serves injury victims throughout Montgomery, Chester, and Berks counties, including Collegeville, Royersford, Boyertown, Gilbertsville, Douglassville, Ephrata and Phoenixville, from our office in Pottstown. Contact us today.
What Is Limited-Full Tort?
In approximately 1990, our legislatures passed a law enabling insurance companies to sell a type of automobile insurance called "Limited Tort." The intent of the law was to contain what was perceived as the spiraling cost of automobile insurance.
In exchange for an approximate 20% reduction in premium cost, a person who selects Limited Tort coverage has waived their right to receive compensation for any Non Economic Losses. However, a person with a Limited Tort policy may still make a claim for, and collect, all their Economic Losses.Economic Losses
- Lost wages
- Unpaid medical bills (co-pays)
- Collision damages.
- Loss of life’s pleasures
- Any pain or suffering
Thus, if you sustain an injury in an automobile accident due to the negligence of another driver, and you have a Limited Tort insurance policy, you may be limited to make a claim only for your out-of-pocket expenses. This may also make it nearly impossible to find a lawyer to represent you on a contingency fee basis as it is unlikely that the lawyer will be able to earn a fee.
However, there are exceptions to Limited Tort. For instance, if you sustain a serious impairment of a bodily function, you may be deemed to “overthrow the Limited Tort threshold.” Generally, such an injury must be more than a simple whiplash injury and usually involves the need for medical care over an extended period of time.
What to Do After a Car Accident in Montgomery County
A car accident is a jarring experience. Most people, even those not injured, feel dazed for hours or even days afterwards. It can be easy to let things go by the wayside. However, there are several things you should do in the aftermath of a car accident protect your interests.
Car Accident Checklist
If you’ve been involved in an auto accident in Montgomery or Chester County make sure to do the following, or ask a loved one to do it for you:
- Call the police. Even if the vehicles appear driveable and there do not appear to be any serious injuries, the police are in the best position to document the accident and make sure the drivers properly exchange insurance information.
- Get the exchange sheet from the police. This is not the full police report but contains important information regarding the involved drivers and vehicles, the applicable insurance policies, and the time and location of the crash. It also identifies the police department and individual officer responding to the crash and may include the names of witnesses.
- Get contact info for witnesses to the accident. It does not always show up in the police report. Start thinking about a list of family members and friends who can testify as to how your injuries affected your life.
- Take pictures of the vehicles, the scene, and any visible injuries you have. Except for the most serious accidents, police usually perform only a cursory investigation. They often do not take pictures. The pictures you take may end up being the only available evidence.
- Contact your own auto insurer to get a claim number. Give this number to any doctor or medical provider you see. If you don’t own a car, see our prior post on first-party medical benefits.
- You have medical coverage so get checked out, even if your symptoms seem minor. Tell the doctor about every symptom and when it started.
- You will probably be contacted by the other driver’s insurance company. Do not give a statement.
After the accident, if you have any pain or post-concussive symptoms like confusion, dizziness, headaches or vision problems, ask to be taken to the emergency room. If you develop any problems in the days following the accident, seek immediate medical treatment. If you cannot get in with your family doctor, consider an urgent care facility or the emergency room.
We’ll Review Your Auto Accident Case for Free!
Don’t hesitate to find out how much your auto accident claim could be worth. Our Montgomery County car accident lawyers have the insights and tenacity to help you assert your rights against a stingy insurance company. Find out if you can file a strong car accident claim!
Typically, a case can be filed if your accident was caused by another motorist's negligent or reckless driving behaviors, of which can include:
- Failing to signal while turning or changing lanes
- Disobeying traffic signs / signals
- Distracted driving / texting and driving
- Driving well above or below the posted speed limit
- Improper / excessive lane changing or passing other cars
- Driving while drunk or drugged
Proving liability is key to recovering maximum compensation. At Mayerson Injury Law, P.C., our legal team has been serving injured clients since 1963 and has extensive experience in this area of the law. Schedule a free consultation today and get started on your compensation claim.
See what we can do for you after a car accident by contacting an accident lawyer from our office today.
Pennsylvania Car Accident FAQ
Do I Need a Lawyer?
While you can file a case on your own, it’s a known fact that having a personal injury attorney on your side not just increases your chances at a favorable outcome, but the settlement offer is typically higher as well. This is because a seasoned personal injury attorney will have the experience needed to gather the evidence of your case and present it in a way that will directly show your injuries were sustained due to the car accident at hand. Plus, having a seasoned attorney on your side can take the burden off of your shoulders so you can focus on healing.
Who Pays for My Damages?
Pennsylvania follows a version of a “no-fault” car insurance system. Basically, this means that your own insurance company will pay for any bills related to damages you sustained in a car accident, regardless of whether you are at fault or not. Typically, the only way you can pursue the at-fault driver in a claim is if your injury is deemed serious, such as:
Permanent limitation of the use of a body part
Significant limitation of use of a body function
Substantial Disability for 90 days or more
In Pennsylvania, you are obligated by state law to cooperate with your own insurance company. An experienced car accident attorney will work to ensure that the insurance company has all the necessary evidence from you and that you are being offered a fair amount of compensation for your injuries.
What Types of Things Can I Get Compensated For?
After a car accident in Pennsylvania, you may be compensated for the following damages:
Medical bills and ongoing medical treatment
Lost wages due to the inability to work
Under Pennsylvania’s no-fault insurance system, compensation is only awarded for injuries. Anyone can pursue a claim against an at-fault driver for compensation related to property damage. An individual is also not permitted to get compensated for emotional damages as part of an accident claim. They can, however, be compensated through punitive damages for pain and suffering.
When Are Punitive Damages Awarded?
Someone injured in a car accident may be awarded punitive damages by a court. These damages are meant to award the plaintiff in a personal injury lawsuit and punish the defendant if their conduct was malicious or willful. For instance, punitive damages may be awarded if the at-fault driver was under the influence of drugs or alcohol at the time of the crash. In Pennsylvania, the general rule of thumb is that punitive damages should not exceed 10 times the actual damages awarded.
How Much Will I Pay in Attorney Fees?
In our experience, many individuals feel like they can’t afford a personal injury attorney after being injured. You’re already trying to get proper compensation for your medical bills and lost wages, so how could you afford an attorney? Well, we have good news for these individuals. Most personal injury attorneys, including the ones at Mayerson Injury Law, work on a contingency fee basis. This means that, when clients come to us, they don’t pay any legal fees unless we help win them compensation.
- How to Determine Fault in a Car Accident - There are several steps that you can take following an auto accident that can protect your injury claim and help your attorney prove liability.
- Handling Your Medical Bills After an Auto Accident - The Pennsylvania Motor Vehicle Responsibility Law (MVRL) helps accident victims receive needed medical care .
Not sure if you have a case? Mayerson Injury Law, P.C. can review your case completely free of charge, so don't hesitate to contact an auto accident lawyer at our office to schedule an appointment. Are you ready to take the first step in pursuing justice? Don’t hesitate to contact our team today.
Wherever you are located in Southeastern Pennsylvania, we are ready to travel to you if necessary to discuss your legal rights and options, and we operate on a no recovery, no fee basis. Get decades of legal experience on your side today— Contact Mayerson Injury Law, P.C.
Time is of the essence. Call (610) 492-7155 before your accident case expires.
Insurance Bad Faith $21,000,000.00
Injured Good Samaritan $1,965,000.00
Reckless Driver Car Accident $1,600,000.00
Head On Collision Case $1,150,000.00
Young Single Mother Permanently Disabled in Head-On Collision $1,150,000.00
Father of Three $1,130,000.00
Truck Driver $1,075,000.00
Underinsured Motorist Arbitration $1,025,000.00
Teenage Motorcyclist $1 Million
Settlement for Head-On Collision $865,000.00
Largest Insurance Bad Faith Verdict in PA History for a Policy Holder Against Their Insurance Company
Record Breaking Results & Over 100 Years of Combined Experience
You Won't Pay Unless We Recover Compensation For You
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