The reality is that insurance companies are businesses and their goal is to make money. When these insurance companies look for any reason to deny valid personal injury claims, injured individuals are the ones that suffer.
For those individuals who have not gone through the insurance claims process for personal injury cases, make sure your rights do not go unprotected. Here are some bad faith insurance tactics the insurance company may use to deny your claim.
1. Delaying the Process
Insurance companies may try to delay the process of a personal injury claim. They may prevent immediate Investigation of the incident or take longer than they should to respond or offer a settlement. Someone who is not aware of insurance company tactics may take this delay as a sign that they won’t win their case or that they should simply take the first settlement offered to them. However, it’s important to remember that this is just a bad faith insurance tactic. If your claim is valid, they are required by law to move the process along in a timely manner.
2. Denying that a Valid Claim Is Covered
Under Pennsylvania’s no-fault insurance system, injured individuals will go through their own insurance company for compensation. You are required by law to cooperate with them and give them the evidence they need to assess your claim. However, remember that even your own insurance company may say that your injuries are not covered under your policy. They may try to misrepresent the language in your contact in order to defend this statement. Your personal injury attorney will work to ensure that your insurance contract is upheld and the company pays you the compensation you are entitled to receive.
3. Paying Only Partial Benefits
If your insurance company does decide to give you compensation, do not take the first settlement they offer you without first speaking to a personal injury attorney. Many times, the insurance company will offer you a low-ball amount of compensation, hoping you will settle for less than you deserve. Your attorney will look at the evidence, help you determine if you deserve more than the original settlement offer, and fight to get you this amount.
Contact Mayerson Injury Law
Do not let your rights to fair and just compensation go unprotected. While the insurance companies will be looking out for their own best interests, you can rely on our team to look out for yours. We have over 50 years of experience protecting the rights of injury victims across Pennsylvania and fighting to ensure the insurance company acts in good faith. You can trust that we will do the same for you.
Contact Mayerson Injury Law at (610) 492-7155 to schedule your free case evaluation. All of our cases are handled on a contingency fee basis, meaning that you won't pay us a dime unless we are successful in your case.