It is hard to believe that some people are so callous and irresponsible
that they would flee the scene after causing a car accident. But unfortunately,
it happens every day. In most cases, these perpetrators are quickly found,
arrested, and charged with one of several criminal offenses. However,
in some rare cases, drivers of so-called phantom vehicles cause accidents,
flee the scene, and are never identified or located. In either case, the
innocent victims of such conduct are likely to experience a great deal
of anger, fear, and uncertainty. In these complex and frustrating situations,
our Pottstown car accident lawyers are here to help residents of Montgomery
County, Chester County, and the surrounding areas who have been injured
by the reckless conduct of hit-and-run drivers.
Hit-and-run drivers: Why they run
A driver causes an accident and then flees the scene. He tries to run but
doesn’t get far before police catch up to him. This may seem like
a just ending. But unfortunately, it often still means problems for the
innocent injured driver.
Hit-and-run drivers usually run for a reason. In some cases, they may be
driving under the influence of alcohol or drugs. They may be driving on
a suspended or revoked license. They may be driving without insurance.
Or they may have outstanding warrants or other legal troubles they are
worried will come to light if they have to interact with police. Further,
these drivers often have little or no insurance.
Whether the hit-and-run driver is caught or gets away, it is often a situation
where your own insurance policy may be the only source of compensation,
illustrating why it is so important to protect yourself and your family
by purchasing UM/UIM and first party coverage.
Options for victims of phantom vehicles and hit-and-run drivers
The good news is that victims of phantom vehicles and hit and run drivers
can still look to their own policies for compensation, provided they have
purchased the appropriate coverage.
- Collision coverage will pay, less your deductible, to repair your vehicle
or pay you the market value for your vehicle if it cannot be economically repaired.
- PIP coverage will pay for your medical expenses, up to your policy limits.
- First party wage loss, if purchased, will pay for the time you missed from
work, up to applicable limits.
- Uninsured motorist coverage (UM) can pay compensation for pain and suffering,
as well as medical bills and lost wages in excess of your fist party policy limits.
Liability insurance protects others from your negligent actions. But the
coverages outlined above protect you if you suffer injury or property
damage due to the negligence of another driver who is underinsured, uninsured
or who flees the scene after an accident.
Pottstown injury attorneys can help victims of hit-and-run drivers
If you have been injured by an uninsured or hit-and-run driver, you may
still be able to receive compensation. A Mayerson Injury Law attorney
what coverages and other remedies may be available to provide compensation
for you and your family. We have been helping injury victims in Montgomery,
Chester, and Berks County and throughout southeastern Pennsylvania for
fifty years. Call us today at 610.492.7155 or send us a message online
to receive your
complimentary case evaluation.