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Auto Insurance Coverage After a Car Accident

What insurance policy do I have?

A standard automobile policy provides protection against many different losses that may arise after a motor vehicle collision. Most policies offer the following coverage:

  • Liability Protection
  • Underinsured Motorist Protection (UIM)
  • Uninsured Motorist Protection (UM)
  • Medical Expense Coverage
  • Wage Loss Protection
  • Property Damage Protection
  • Collision Loss Protection
  • Comprehensive Loss Protection
  • Rental Use Coverage
  • Towing Coverage
  • Funeral Expense Coverage

Most people believe their policy provides, “Full Coverage.” However, this is a term often used but never understood. Some policies provide “Full Tort” coverage, while others provide “Limited Tort” coverage. Some policies include “Stacked” Underinsured and Uninsured Motorist Protection, while others provide only non-Stacked coverage.

Call for Your Free Case Evaluation.

The car accident attorneys of Mayerson Injury Law, P.C. are highly skilled at insurance coverage. If you or a loved one needs advice about insurance coverage, we offer free consultations well beyond what you would normally experience from your insurance agency.